Your business health check. Your financial plan. Your monthly reviews.

Built from your actual numbers across Amazon, eBay, Walmart and Shopify. Not templates. Not estimates. Computed.

Step 1 — Check your store fees
8 platforms · No login · Takes 2 minutes
PerformanceActions
Product sales
$37,789
↑ 23% vs previous 7 days
Sales $37,789
Units 1,050
"what did I actually keep after fees, storage, returns, and advertising?"
Sessions
2,917
↑ 2.5%
Total sales
$2,638
↓ 6%
Orders
71
↑ 3%
7 orders to fulfil
7 payments to capture
"After payment processing, shipping, and CAC, what's my real margin per order?"
Advertising
Campaigns
Spend
$3,474
Impressions
465K
Clicks
1,764
"Is my TACoS sustainable at my current margin, or how and where can I improve it?"
Payments
Statement ViewAll Statements
Funds available now
$14,892.33
Next scheduled transfer: Oct 2, 2026
Statement: Jan 18, 2022 - Present (Open)
"Deposit: $14,892.33 -- but that's less than I expected. Where did the rest go?"
Amazon USAmazon UKAmazon DEeBay USeBay UKeBay DEWalmart USShopifyAmazon USAmazon UKAmazon DEeBay USeBay UKeBay DEWalmart USShopify

What you get

Six deliverables, each computed from your own numbers. None of them is a template you fill in.

The fee calculators are live now, free, and need no account. The rest launches in November — join the waitlist below and we will tell you when.

01

Your business health check

Where you are doing well, where you are not, and what each gap is costing you. Not opinions. Dollar amounts per product, per platform, per cost line.

02

Your operating limits

Breakeven price for every product. Maximum discount before you lose money. ACoS ceiling. Ad spend limit per unit. The numbers behind every pricing, advertising, and inventory decision you make this week.

03

Your benchmarks and targets

Computed from your cost structure, not industry averages. Revenue targets, margin goals, cost budgets — by product, by platform, by month. Your numbers become your benchmarks.

04

Your financial plan

Built from your real costs, your real margins, and your real constraints. Multi-year targets, quarterly milestones, monthly budgets. Updated when your business changes, not when you remember to open a spreadsheet.

05

Monthly, quarterly and annual reviews

Performance vs plan. What moved, what it cost, what to do about it. Structured, scheduled, delivered. You do not have to build it.

06

Your strategy, threaded through everything

Same data means different things depending on whether you are building to sell, extracting cash, or scaling. Every number on your desk is framed against your goal.

Who we built this for

You are busy running your business. a1desk handles the financial planning and analysis.

You sell on Amazon, Walmart, Shopify, eBay
Sellers & Small Businesses
"You know the financial side needs attention. You already have a full time job."
Read more +
You're scaling across channels and markets
Ecommerce Brands
"You carry costs today for returns that come later. That needs proper financial planning."
Read more +
You manage ecommerce accounts across platforms
Ecommerce Agencies
"Every client is a different cost structure. Reporting takes hours every month."
Read more +

How we do it

Behind every number: 26 marketplace configurations, 17,000+ fee rules, computed from published rate cards. Each figure is traced to its source. Where a rate card is silent, we say so — we do not fill gaps with estimates. This is the same rigour used to evaluate institutional portfolios, applied to your e-commerce business.

See the full analytical framework →
Sam — CFA charterholder and founder of a1desk

Built by a CFA charterholder with 18 years of experience at Goldman Sachs, BP, EY, and commodity trading house. The same analytical rigour used to evaluate billion-dollar portfolios, applied to your e-commerce business.

Helping you build and maintain a financial business plan, so you can keep on track and achieve your goals.

1M+
data points and counting
26
marketplace configurations

The Questions we built a1desk to answer

How do I calculate contribution margin on Amazon FBA after accounting for refund administration fees and return shipping loss?

Start with sale price, subtract all fees, factor in return rate. A 5% return rate on a $35 product adds ~$0.05/unit in refund admin. At 15%, it's $0.16. Each product has different rates.

The same analytical rigour applied to your specific products, with your specific return rates. Not a formula, a computed answer for each product, updated when fees change.

What is the formula for unrecoverable payment processing fees on Shopify customer refunds?

Shopify Payments doesn't return the processing fee on refunds. Basic: (price x 0.029) + $0.30. The $0.30 hits harder on cheaper products.

If your category runs 15-20% returns, that's 15-20% of transactions where you lose the fee entirely. On lower-margin products, this can be the difference.

How do Amazon FBA aged inventory surcharges at 180 vs 365 days affect per-unit gross margin?

Surcharges escalate in 30-day bands from 181 days. A compact product at 270 days costs ~$0.08/unit. A bulky product at the same age: $0.75.

The real danger is seasonal inventory that doesn't sell during peak. Your margin on units sold needs to cover the storage cost of units that didn't.

What hidden fees cause Amazon settlement deposits to differ from gross sales reports?

Several cost lines sit between gross sales and your deposit: referral, FBA, storage, inbound, refund admin, advertising, aged surcharges, removal charges.

Reconciling settlement to gross sales requires mapping every fee to the specific transaction or period it covers.

How much higher should I price on Amazon FBA than Shopify to maintain the same net dollar profit?

No fixed markup. Raising your Amazon price also increases the referral fee. 15% on $35 is $5.25. Raise to $40 and it's $6.00.

Equal per-unit profit doesn't mean equal business performance. Compare total profit across platforms at sustainable prices.

What is the net payout difference between eBay's 13.6% final value fee vs Amazon's 15% referral fee?

At face value on $50: eBay $6.80 vs Amazon $7.50. But eBay FVF includes payment processing. Amazon referral doesn't.

eBay and Amazon serve different customers. Price accordingly. Accept the differences and use each platform strategically.

Without your goal, and a strategy to reach it, your P&L is noise

The same profit figure means six different things. Which one it means for you decides what to do about it.

Shopify or DTC seller building a brand Turning a profitable store into a valuable business.
Amazon FBA seller, and this is your main income Growing earnings while keeping the business cash efficient and low risk.
Scaling on Amazon, eBay, Walmart or Shopify More SKUs, new marketplaces, higher volume — all funded before the revenue arrives.
Lean dropship operator How much free cash is actually available after the business funds itself.
Ecommerce agency Every client has a different objective, so every client gets their own analysis.
Multi-marketplace operator or aggregator What each marketplace is for, and whether its numbers say it is doing that job.

Read how each one changes the numbers →

Get your free profitability check

Every business is unique. We model yours, no averages, no samples.

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Launching November, join the waitlist now. See how you can always be one step ahead.

a1desk
Your Store's
Business
Analysis
Every business is unique.
We model yours, no averages, no samples.